The insurance company announced this week it had launched a campaign called Drive Wise. Intended for that type of driver who drives safe and achieves low-mileage in the state of Illinois, the program will provide a 30-percent discount on rates.
10 percent of those discounts will be awarded as soon as the driver signs up for the program. For the rest, however, a little bit of fighting will be required because Allstate, being an insurer, will not take your word for it.
To be eligible for the discounts, the driver needs to give his approval for a wireless telematics device to be installed in the vehicle's onboard computer via the diagnostic port. This device, which, as the company promises, will not act as a GPS, will record mileage, driving time of day, hard or extreme braking and maximum speed.
Each of the above figures affects the overall ratings. In the case of speed for instance, any recording of over 80 mph will weigh heavily in the company's decision not to give you the discounts.
"Seat belts, air bags, teen and distracted driving – they're all examples of Allstate's leadership as a safe driving advocate. That legacy continues with the introduction of Drive Wise," said Alice Byrne, field vice president, Midwest region for Allstate.
"By rewarding drivers on a variety of safety factors, the roads become safer for everyone and the safest drivers reap the most benefits."
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