Hyundai Cars Can Now Collect Driving Habits Data If Owners Agree to Be Tracked

The app generates a driving score for each car 1 photo
Photo: Verisk
Usage-based insurance, or UBI, is a concept that’s getting more and more ground, as it encourages people to drive safer in exchange for lower rates.
So the safer you drive, the more affordable your insurance could end becoming. But for the whole system to work properly, the insurer needs access to data regarding your driving habits, and such information must be collected in one way or another.

Hyundai, for example, has recently teamed up with Verisk Data Exchange for a new implementation that would be powered by Blue Link and which would provide insurers with the data they need to determine the rate for a specific driver.

Available in the United States at select insurers, the program is totally optional, so drivers themselves are allowed to choose whether they want the data to collect information on their driving habits or not.

Once enabled, the feature tracks things like how smooth you’re driving, the total driving hours, average speed and other related data, driving consistency, and how often you drive. Based on all these statistics, vehicles with Blue Link can generate a score, which is also available in the MyHyundai account.

The score helps an insurer determine how you drive and then generate a rate for your insurance.

Insurers can also receive a continuous data feed of Hyundai driving behaviors or odometer readings for PAYD, UBI, and mileage-based programs. This post-bind information provides the accurate, ongoing insights needed for driver monitoring,” Verisk explains in an announcement.

And if you think you’re paying too much, there are always ways to improve your driving. The system has been designed so that you can also get recommendations on where you need to focus when getting behind the wheel, as the app looks into the parts you’re doing wrong and offers tips to improve.

The new program is available only in the United States, and Verisk says owners would receive offers from insurers directly should they agree to enable the data collection.
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About the author: Bogdan Popa
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Bogdan keeps an eye on how technology is taking over the car world. His long-term goals are buying an 18-wheeler because he needs more space for his kid’s toys, and convincing Google and Apple that Android Auto and CarPlay deserve at least as much attention as their phones.
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