Photo: HLDI
When not busy doing some other important work, the Highway Loss Data Institute (HLDI) crunches numbers and comes up with some of the most unusual statistics. Like this one here, concerning cars, horny animals, and the month of November.
Because the 11th month of the year quickly approaches, the HLDI dug deep in its treasure trove of statistics and out came this: November is extremely dangerous for cars, animals, and ultimately costly for car insurers. All all this because deers are looking to get some.
Officially, the mating season begins in October and lasts until December, but for some reason the organization has seen a spike in animal-strike-related insurance claims smack down in the middle of the period. So much of a spike that the claims are more than twice as frequent as the yearly average.
HLDI also sees an increase in the severity of claims, that is the money paid to cover the losses. While looking at data from 2006 to 2018, HLDI found that the average claim was $3,560, way up from the average $2,801 in February, the month with the least severe crashes.
The study has shown that the states with the highest claims are West Virginia, Iowa, Pennsylvania, Kentucky and Michigan. These places submitted up to 47.8 claims per 1,000 insured vehicle years (West Virginia), 3 times the national average.
“The claims follow a very consistent pattern in line with the mating and hunting season over the years, rising rapidly in October, peaking in November, and then dropping off in December and January,” said in a statement Matt Moore, senior vice president of HLDI.
The solution? Pay attention, if you are the driver, or try and make the pedestrian crash prevention systems capable of detecting animals too, if you are a carmaker.
You can have a look at the comprehensive HLDI data by pressing this link.
Officially, the mating season begins in October and lasts until December, but for some reason the organization has seen a spike in animal-strike-related insurance claims smack down in the middle of the period. So much of a spike that the claims are more than twice as frequent as the yearly average.
HLDI also sees an increase in the severity of claims, that is the money paid to cover the losses. While looking at data from 2006 to 2018, HLDI found that the average claim was $3,560, way up from the average $2,801 in February, the month with the least severe crashes.
The study has shown that the states with the highest claims are West Virginia, Iowa, Pennsylvania, Kentucky and Michigan. These places submitted up to 47.8 claims per 1,000 insured vehicle years (West Virginia), 3 times the national average.
“The claims follow a very consistent pattern in line with the mating and hunting season over the years, rising rapidly in October, peaking in November, and then dropping off in December and January,” said in a statement Matt Moore, senior vice president of HLDI.
The solution? Pay attention, if you are the driver, or try and make the pedestrian crash prevention systems capable of detecting animals too, if you are a carmaker.
You can have a look at the comprehensive HLDI data by pressing this link.
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