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Insurance Company Designs Halloween Horror Car Based on Statistics

Have you ever wondered what the worst car would look like if you were to create it with the poorest parts of each car model? Well, this insurance company did, and they built a cheap contraption that was puzzled based on the insights they received from their customers. The result may intrigue some motorists.
Horrific H-0WL3R 1 photo
Photo: Warranty Direct
Warranty Direct has used insights from its Reliability Index to design a horror car that would give its owners nightmares all year round. They did it as a smart marketing gig that celebrates Halloween, but we may as well use the results to see what people think of various auto manufacturers.

They named the vehicle the Horrific H-0WL3R, and it’s built from car components that statistically are the most prone to failure. What does that imply? Well, it breaks down every other month and regularly “feasts of its owner’s bank account, costing an average £487 ($745 at the current exchange rate) to repair.”

They used 50,000 live policies and applied failure rates to determine which parts should be bolted on to the ultimate horror vehicle. We’ll only mention a couple of the experiment’s results, as you can consult the whole thing in the adjacent press release.

The axle and suspension system comes from a Mazda 5, a choice they made because according to the insurance company, the suspension inflicts problems on almost three-quarters of Mazda 5s.

Power comes from a motor torn from under the bonnet of a Mitsubishi Outlander. Believe it or not, this motor will be blamed for almost half of the many failed starts that the Horrific will experience, with some 4.3% blighted by such issues. Next in line is the braking system that the company took from the Mazda MX-5. Why? Well, it appears that in almost 50% of the trips at the garage, the issue is related to the brakes.

Here’s what David Gerrans, Managing Director of Warranty Direct, said about their experiment:

“This Halloween vehicle is the culmination of motorists’ nightmares, guaranteeing inconvenient and expensive breakdowns if it was ever to be built. Thankfully it is fictional and can’t be found on the market, nonetheless, it does highlight the Achilles heel of different vehicles, some of which are generally reliable, but could cause a fright as a result of a rogue component.”
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press release
 

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